1. Information We Collect

We may collect the following types of information:

a. Benefit Usage Data

We collect data on how you use benefit-related features in the App, such as:

• Which credit card benefits you track
• Frequency and timing of benefit usage
• Preferences or favorite benefits selected

This data does not include payment details or purchase receipts.

b. Device and App Data

We may collect technical information such as:

• Device type and OS version
• App version
• Crash logs or performance metrics

c. Optional Personal Information

If you create an account, we may collect:

• Email address
• Profile preferences
• Membership level (L1–L4)

We do not collect or store sensitive personal data such as financial account numbers or social security numbers.

2. How We Use Your Data

We use collected data to:

• Operate and maintain the App
• Send notifications about unused benefits
• Improve product features and user experience
• Analyze trends and aggregate statistics

Benefit usage data may be aggregated and anonymized before any analysis.

3. Sharing Your Data

We do not sell your personal information.

We may share aggregated and anonymized usage data with trusted third parties (e.g., analytics providers, research partners) to:

• Improve product functionality
• Understand usage patterns
• Guide product decisions

No individual user can be identified from shared data.

We may disclose data if legally required (e.g., to comply with a subpoena or law enforcement request).

4. Data Retention

We retain benefit usage and account data only as long as necessary to fulfill the purposes described above, unless a longer retention period is required by law.

5. Your Rights

Depending on your location (e.g., California or the EU), you may have the right to:

• Access a copy of your personal data
• Request deletion of your data
• Object to or restrict certain data uses
• Withdraw consent where applicable

To exercise your rights, email us at: perkping.app@gmail.com

6. Data Security

We use reasonable technical and administrative safeguards to protect your data. However, no method of transmission or storage is 100% secure.

7. Children’s Privacy

The App is not intended for use by children under 13. We do not knowingly collect personal data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we’ll notify you via the App or by email.